We can seek advice for avoiding the most tragic mistakes people make when buying furniture Online at Home-and-Bedroom.com. As a leader in the Online Bedroom Furniture business, the website helps us make a major purchase online. According to the FBI, 207,492 individuals filed reports with their Internet Fraud Department in 2006.
Ten tips to make our online transactions safe:
1. Don't buy furniture from a company that fails to offers a physical address and phone number. "E-mail only contact can leave you waiting for an answer for weeks. What's more, you might not be able to contact them or get your money back," explains Home-and-Bedroom.com spokesperson Ben Weissman.
2. Be wary of companies that don't accept credit cards and only accept other methods such as PayPal. Weissman said "Since you are their primary customer, credit card companies are far more buyer friendly. They are looking out for you. Credit Card companies vary in their protection of buyers making Online purchases with American Express being the most consumer friendly. "In my own experience, PayPal can be more difficult in the fund recovery process than most credit card companies."
3. Don`t use bank check cards.Weissman said "They afford you less protection against fraud than a credit card. Always check the policy of whichever Bank Card you use.
4. Adress one credit card to all of your Online purchases so that you can easily keep track of them. Go over your credit card statement when it arrives and make sure the charges on it are the same as those on your online receipts.
5. Talk on the phone before committing to a large purchase and call the company you are going to buy from. Weissman recommends that you ask the person on the other end a few pointed questions about their products. "If they don't know the answer, it may just be an order-taking facility. The person may not actually work directly for the company you are calling, and may not even be in this country," he says.
6. Keep your eyes open for Better Business Bureau seals and similar security symbols on Web sites. "You should be able to click through to the BBB Web site and see information on that company. How long have they been in business? Have there been any disputes against them? What is their rating?" Weissman advises.
7. Remember that biggest isn't always best. Home-and-Bedroom.com recommends medium-size companies where consumers can easily make contact with their original representative.
8. Stick with major Furniture Lines such as Kathy Ireland Home or Fashion Bed Group. That way you know you are getting a quality product and that it has a good manufacturers warranty.
9. Store copies of all order receipts and your bankcard statement in the event of a dispute.
10. Read the site's About Us page and check to see what the company's return and damage policies are before buying.
For more information visit
http://www.home-and-bedroom.com/ .